Question 1

How do I qualify for Insurance ?

Accepted Answer

According to your age and amount of insurance determines what requirements are needed.

Question 2

Am I too old to qualify for Insurance?

Accepted Answer

We insure persons from 0 - 85 years old.

Question 3

How long does the process take?

Accepted Answer

The average turn around time frame for an appliation approval is 14 days.

Question 4

How can I get a quote for Motor Insurance?

Accepted Answer

Give us a call today for a free quote

Question 5

What is the difference between Comprehensive and Third-Party Insurance?

Accepted Answer

Third-party insurance is basic, legally required coverage for damage/injury you cause to others, while comprehensive insurance is optional and covers your own vehicle (accidents, theft, natural disasters).

Question 6

How do i insure my home from hurricane or fire?

Accepted Answer

To insure your home against fire and hurricanes, you need a standard homeowners insurance policy (often a "standard fire and special perils policy") and potentially a separate flood insurance policy, as standard policies typically exclude flood damage.

Question 7

What does condition of average means?

Accepted Answer

A policy rule that reduces your claim payout if you've insured your property for less than its actual full value (underinsurance).

Question 8

What does pre-existence mean?

Accepted Answer

Any illness, injury, or health issue that a person was diagnosed with, or received medical advice or treatment for, before the effective date of a new insurance policy.

FAQ

Frequently asked questions